:root {
    --primary: #3caae1;
    --black: #111111;
    --dark: #1C1C1C;
    --mid: #2B2B2B;
    --light: #F5F5F5;
    --white: #ffffff;
    --shadow: 0 16px 40px rgba(17,17,17,.08);
    --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--black); background: #fbfbfb; line-height: 1.65; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
header, section, footer, main { width: 100%; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(17,17,17,.08); backdrop-filter: blur(10px); }
.header-inner { min-height: 72px; display: grid; grid-template-columns: 48px 1fr 48px; align-items: center; gap: 10px; width: min(1160px, calc(100% - 32px)); margin: 0 auto; }
.logo { justify-self: center; display: inline-flex; align-items: center; }
.logo img { width: 138px; max-height: 54px; object-fit: contain; }
.main-nav, .header-actions { display: none; }
.mobile-menu-toggle { width: 44px; height: 44px; border: 0; border-radius: 14px; background: rgba(60,170,225,.12); display: inline-flex; flex-direction: column; justify-content: center; gap: 5px; padding: 0 12px; cursor: pointer; }
.mobile-menu-toggle span { display: block; height: 2px; background: var(--primary); border-radius: 99px; transition: .2s; }
.mobile-menu-toggle.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.mobile-menu-toggle.is-open span:nth-child(2) { opacity: 0; }
.mobile-menu-toggle.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-nav { display: none; width: min(1160px, calc(100% - 32px)); margin: 0 auto 14px; background: #fff; border: 1px solid rgba(17,17,17,.08); border-radius: 18px; box-shadow: var(--shadow); overflow: hidden; }
.mobile-nav.is-open { display: block; }
.mobile-nav a { display: block; padding: 14px 18px; border-bottom: 1px solid rgba(17,17,17,.06); font-weight: 700; }
.mobile-nav a:last-child { border-bottom: 0; }
.mobile-actions { display: flex; justify-content: center; gap: 10px; padding: 0 16px 14px; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.hero { background: radial-gradient(circle at top right, rgba(60,170,225,.28), transparent 36%), linear-gradient(135deg, #ffffff 0%, #f2f9fd 52%, #edf7fc 100%); padding: 48px 0 30px; }
.banner { display: grid; gap: 28px; align-items: center; }
.hero h1, .page-hero h1 { font-size: clamp(2rem, 7vw, 4rem); line-height: 1.08; margin: 0 0 16px; color: #0d2538; letter-spacing: -.04em; }
.hero p, .page-hero p, .lead { font-size: 1.05rem; color: #3d4a55; margin: 0 0 18px; }
.hero-media { background: #fff; border-radius: 28px; box-shadow: var(--shadow); padding: 18px; border: 1px solid rgba(60,170,225,.18); }
.hero-tags, .tag-list { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0; padding: 0; list-style: none; }
.hero-tags span, .tag-list span { display: inline-flex; align-items: center; padding: 8px 12px; background: rgba(60,170,225,.12); color: #0b648f; border-radius: 999px; font-weight: 700; font-size: .9rem; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; border-radius: 999px; padding: 13px 22px; background: linear-gradient(135deg, var(--primary), #197fb8); color: white; font-weight: 800; box-shadow: 0 10px 24px rgba(60,170,225,.26); cursor: pointer; }
.btn-small { padding: 10px 16px; font-size: .92rem; }
.btn-alt { background: linear-gradient(135deg, #1f9bd0, var(--primary)); }
section { padding: 52px 0; }
.section-title { margin: 0 0 10px; font-size: clamp(1.65rem, 4vw, 2.4rem); line-height: 1.2; color: #142231; }
.section-text { margin: 0 0 24px; color: #4c5964; }
.grid { display: grid; gap: 18px; }
.card { background: #fff; border: 1px solid rgba(17,17,17,.07); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.card h3 { margin: 0 0 10px; color: #132638; font-size: 1.15rem; }
.card p { margin: 0; color: #53606b; }
.notice { padding: 18px 20px; background: rgba(60,170,225,.11); border-left: 5px solid var(--primary); border-radius: 18px; color: #1c3e52; margin: 22px 0; }
.faq { display: grid; gap: 14px; }
.faq details { background: #fff; border: 1px solid rgba(17,17,17,.08); border-radius: 18px; padding: 18px; box-shadow: 0 10px 24px rgba(17,17,17,.05); }
.faq summary { cursor: pointer; font-weight: 800; color: #172a3a; }
.faq p { margin: 12px 0 0; color: #52616d; }
.page-hero { padding: 42px 0 22px; background: linear-gradient(135deg, rgba(60,170,225,.14), rgba(245,245,245,.9)); }
.content-list { padding-left: 20px; color: #4d5c68; }
.content-list li { margin-bottom: 10px; }
.footer { background: #111; color: #f6f6f6; padding: 44px 0 0; }
.footer-grid { display: grid; gap: 26px; }
.footer-logo img { width: 132px; margin-bottom: 14px; }
.footer h3 { margin: 0 0 12px; }
.footer p { color: #cfd5dc; margin: 0 0 10px; }
.footer a { display: block; color: #e9f6fb; margin-bottom: 8px; }
.footer-bottom { text-align: center; padding: 18px; margin-top: 32px; background: rgba(255,255,255,.06); color: #d6dde3; font-size: .92rem; }
.two-col { display: grid; gap: 18px; }
.cta-box { background: var(--dark); color: #fff; border-radius: 24px; padding: 28px; box-shadow: var(--shadow); }
.cta-box p { color: #d9e4ea; }
@media (min-width: 768px) {
    .header-inner { grid-template-columns: auto 1fr auto; min-height: 78px; }
    .mobile-menu-toggle, .mobile-actions, .mobile-nav { display: none !important; }
    .logo { justify-self: start; }
    .logo img { width: 150px; }
    .main-nav { display: flex; justify-content: center; gap: 8px; }
    .main-nav a { padding: 10px 13px; border-radius: 999px; font-weight: 800; color: #243746; }
    .main-nav a:hover { background: rgba(60,170,225,.12); color: #0b648f; }
    .header-actions { display: flex; align-items: center; gap: 10px; }
    .banner { grid-template-columns: 1.05fr .95fr; }
    .grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
    .two-col { grid-template-columns: 1fr 1fr; }
    .footer-grid { grid-template-columns: 1.2fr .8fr 1.2fr; }
}
@media (min-width: 1024px) {
    .header-inner { width: min(1220px, calc(100% - 56px)); gap: 28px; }
    .main-nav { gap: 14px; }
    .main-nav a { padding: 10px 16px; }
    .hero { padding: 72px 0 56px; }
    .grid.three { grid-template-columns: repeat(3, minmax(0,1fr)); }
    section { padding: 66px 0; }
}